RHOA Star's Bank Accounts Face Seizure Over Six-Figure Debt

When a business loan goes sideways, the legal system can turn up the heat fast—and Real Housewives of Atlanta star Kelli Potter is learning that lesson the hard way.

A company called ARF Financial sued both Kelli and her restaurant, Nana’s Chicken-N-Waffles, back in 2025. When she failed to respond to the lawsuit, the court entered a default judgment against her for $217,301. That’s not a small number, and it’s growing every single day as interest piles on.

Here’s where things get serious: creditors are now firing off subpoenas to various banks hunting for any accounts they can legally seize to satisfy the debt. It’s the financial equivalent of turning over every stone to find money. Her team tells us the loan originated over five years ago when she was still married to her ex-husband, Mark Ferrell. During their divorce proceedings, Kelli argued that Mark should be held responsible for the debt—a claim he flatly rejected. The courts sided with him, leaving Kelli holding the bag.

What makes this particularly messy is the timing and context. Kelli and Mark have already been battling it out in court for years over child support, so adding a massive six-figure debt dispute to their already contentious legal relationship only complicates matters further. Her rep says she hasn’t been officially served yet and they’re confident the matter will be resolved, but with creditors actively hunting her bank accounts, the clock is ticking.

Business loans gone bad are brutal enough when they’re between strangers. When they’re tangled up in a divorce, personal finances, a restaurant operation, and years of ongoing family court battles, they become a perfect storm of legal and financial chaos.